Umbrella Insurance

Sometimes, standard insurance coverage isn’t enough to protect your assets and future earnings. That’s where umbrella insurance comes in. Umbrella insurance provides an extra layer of protection above your existing policies, offering broader coverage for unexpected events. Whether it’s a lawsuit, personal injury, or property damage, umbrella insurance helps safeguard your financial future. It’s affordable, accessible, and ensures that you don’t have to worry about going beyond your primary policy limits. Protect what matters most with additional security and peace of mind from Central Insurance Group.

• Personal Liability Coverage: Provides extra protection against personal liability claims, such as bodily injury or property damage, that exceed the limits of your primary insurance policies.
• Legal Defense Coverage: Covers legal fees and defense costs in case you are sued for a covered liability, even if the lawsuit exceeds your primary policy limits.
• Bodily Injury Coverage: Provides coverage for injuries you or your family members cause to others, offering higher limits than your standard auto or homeowners insurance.
• Property Damage Coverage: Offers additional protection if you are held responsible for property damage that exceeds the coverage limits of your home or auto insurance.
• Coverage for Rental Properties: Protects you from liability claims related to accidents or injuries on rental properties you own, beyond the limits of your landlord insurance.
• Worldwide Coverage: Extends coverage for liability claims that occur anywhere in the world, providing peace of mind while traveling or living abroad.
• Reputational Injury Coverage: Offers protection if you are sued for defamation, slander, or libel, covering legal fees and judgments.
• Coverage for Legal Settlements: Helps cover the costs of any settlements or judgments resulting from lawsuits that exceed the limits of your primary insurance policies.
• Non-Owned Auto Liability: Provides extra liability coverage if you're involved in an accident while driving a car you don’t own, such as a rental or borrowed vehicle.
• Coverage for Accidents Involving Watercraft: Provides liability protection for accidents involving boats, jet skis, or other watercraft, extending beyond the limits of your primary insurance.

Get An Estimate with Central Insurance Group Agency, LLC

• Waite Park, MN
• Rockville, MN
• St. Augusta, MN
• Pleasant Lake, MN
• Cold Spring, MN
• Sartell, MN
• Five Points, MN
• St. Joseph, MN