Auto Insurance

Auto insurance can be confusing, and many policyholders aren't sure what their coverage includes or how to use it when needed. Understanding the basics can help you choose the right protection for your needs.

• Collision Coverage: Covers damage to your vehicle from a collision with another car or object (e.g., wall, barrier, or bridge).
• Comprehensive Coverage: Protects against non-collision events such as theft, fire, vandalism, or hitting an animal.
• Liability Coverage: Covers damage to others’ property or vehicles when you're at fault. This is often legally required, so ensure your limits meet state regulations.
• Medical Payments / PIP: Pays for medical expenses for you and your passengers after an accident. Coverage varies by state, so review your policy carefully.

Get An Estimate with Central Insurance Group Agency, LLC

• Waite Park, MN
• Rockville, MN
• St. Augusta, MN
• Pleasant Lake, MN
• Cold Spring, MN
• Sartell, MN
• Five Points, MN
• St. Joseph, MN