Commercial Insurance

Business owners should carefully consider their commercial insurance needs, which offer a range of vital protection related to the business. From vehicles to property and the employees within the business, owners can safeguard their investment and lessen the risk of a scenario affecting its growth and presence. The following areas represent some of the primary commercial insurance needs that any business should approach.

• Commercial Auto Insurance: Business-use vehicles need separate coverage—personal auto insurance won’t cover work-related incidents.
• Commercial General Liability (CGL): Covers bodily injury, property damage, personal and advertising injury. A key policy for most businesses.
• Commercial Property Insurance: Protects your business location and assets from fire, theft, and natural disasters—like homeowners insurance for your business.
• Workers Compensation: Covers medical expenses and lost wages for employees injured on the job. Often required by law.
• Business Owner’s Policy (BOP): Bundled coverage for small businesses, typically including property, liability, business income, and more.
• Compare and Save: Independent agents can help you compare multiple quotes quickly, saving you time and money.

Get An Estimate with Central Insurance Group Agency, LLC

• Waite Park, MN
• Rockville, MN
• St. Augusta, MN
• Pleasant Lake, MN
• Cold Spring, MN
• Sartell, MN
• Five Points, MN
• St. Joseph, MN