Condo Insurance

HO6 (Condo Owners Insurance): Covers personal property at Actual Cash Value (with optional Replacement Cost). Provides Replacement Cost coverage for upgrades, fixtures, appliances, and any property the owner is responsible for under the condo agreement. Private-use structures are also included. Clients can choose between Special Perils (standard) or Comprehensive Perils (optional) coverage.

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• Minnesota
• North Dakota
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